Save More Money by Refinancing Your Car Loan at the Right Time

save more moneySaving money is one of the top reasons people choose to refinance their car loans for bad credit. Many consumers, particularly first-time car buyers, didn’t get a good deal the first time around and are therefore burdened with high rates and car payments. Car refinancing is a good opportunity for these individuals to cut their costs and make repayment much more manageable.

While it is true that you can save money by refinancing, the decision will be most advantageous if you do it at the right time. Refinancing your original auto loan would be most beneficial for you in the following two conditions:

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Get the Best Auto Loan Rates with a Good Credit Score

good-credit-scoreAnyone who has ever borrowed money to make a purchase knows that the best way to get a good interest rate is to have a good credit score. This is especially true when it comes to major purchases, such as cars: if you want to get a great deal, you should have good credit. Lenders will be more willing to give a borrower better terms or a lower rate if he or she is more creditworthy, and creditworthiness is represented by the three-digit score. So what makes a credit score ‘good’? Read on to find out before you start shopping for cars.

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Should You Expect Higher Auto Loan Rates in 2014?

dollar and percent2013 has been a good year for business, particularly for the U.S. auto industry. Sales are up—in fact, the number of people purchasing cars is at a record high that haven’t been expected since before the financial crisis. Improved sales are attributed to two things: job growth and low interest rates. However, it is the latter that is deemed the more influential factor. 2013 offered car buyers notably lower car loan rates, and these are good enough reason to compel consumers to make the purchase. The question is, will rates remain low in 2014? What should car buyers expect in the new year?

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Clearing Up Common Car Refinancing Misconceptions

car refinancingBeen thinking twice about refinancing your car loan? Car refinancing can help you pay lower for your car each month and get out of debt sooner. To help you decide, let us clear up some misconceptions on auto refinancing.

 

 

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4 Ways Dealers Make You Pay More in Your Auto Loan

auto loanDealerships aren’t really out there to get as much money as they can from you. However, you still need to know how to deal with their skillful, experienced and aggressive sales personnel and F&I managers who care much about their cut and the dealership’s revenue. Here are some ways a dealership can make you sign up for an expensive auto loan.

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Used-Car Buying Do’s and Don’ts for Women

used cars for womenAll women car shoppers should read this before purchasing a used car.

Women should not be looked down on when buying a car from a dealership. It’s time for you to prove that you are not easily talked into buying a lemon. Here are some things you need to do, watch out for and avoid when buying a used car from a dealership.

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Car Loan Refi – How to Do It Right

car loan refinanceRefinancing your car loan will surely save you money if you do it right at the right time. If you have been mulling over an auto refi, here are some pointers to help you decide. Here’s how to refinance your car loan the right way.

 

 

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Things that Can Mess Up Your Car Loan Interest

best car loan rateHave you been shopping for car loans? Are you looking for the best car loan rate? While you know what to do to find the best rate, you might not be aware of the things that can get you in a high-interest car loan. Watch out for these things. We have some of them discussed below.

 

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Used Car Loan Interest Rates Today

used car loan interest ratesIt’s important to monitor auto loan rates especially if you are shopping for cars. If you are a used car shopper, here’s something to make things easier for you.  Get yourself updated with the current used car loan rates from the best auto lenders in the country. We have them below.

 

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Things That Can’t Make You Save on Car Refinance

car refinanceMany people believe that refinancing their car loan can save them a lot of money, mainly because of the lower interest rate they can get in the new loan. But how true is this? How come it doesn’t seem to work that way for some people? If you’re looking to refinance your car, better consider not just the process in doing so but also the things that can make it really money-saving.

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